US PATENT SUBCLASS 705 / 41
.~.~.~ Having programming of a portable memory device (e.g., IC card, "electronic purse")

Current as of: June, 1999
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705 /   HD   DATA PROCESSING: FINANCIAL, BUSINESS PRACTICE, MANAGEMENT, OR COST/PRICE DETERMINATION

1  DF  AUTOMATED ELECTRICAL FINANCIAL OR BUSINESS PRACTICE OR MANAGEMENT ARRANGEMENT {13}
35  DF  .~ Finance (e.g., banking, investment or credit) {4}
39  DF  .~.~ Including funds transfer or credit transaction {5}
41.~.~.~ Having programming of a portable memory device (e.g., IC card, "electronic purse")

DEFINITION

Classification: 705/41

Having programming of a portable memory device (e.g., IC card, "electronic purse"):

(under subclass 39) Subject matter having a user operated arrangement for programming an object having a value carrying memory (e.g., an ATM card) prior to use, with details of the desired transaction.

(1) Note. Such cards usually include an integrated circuit (IC) element, and are often referred to as "smart cards".

(2) Note. Included herein is a transaction specific card preprogramming arrangement.

SEE OR SEARCH CLASS

257, Active Solid-State Devices (e.g., Transistors, Solid-State Diodes),

674, for semiconductor smart card structure.

902, Electronic Funds Transfer, subcollection 26 for a cross-reference art collection of disclosures of an ATM or similar card carrying semiconductor or processing circuitry.