US PATENT SUBCLASS 705 / 39
.~.~ Including funds transfer or credit transaction

Current as of: June, 1999
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705 /   HD   DATA PROCESSING: FINANCIAL, BUSINESS PRACTICE, MANAGEMENT, OR COST/PRICE DETERMINATION

1  DF  AUTOMATED ELECTRICAL FINANCIAL OR BUSINESS PRACTICE OR MANAGEMENT ARRANGEMENT {13}
35  DF  .~ Finance (e.g., banking, investment or credit) {4}
39.~.~ Including funds transfer or credit transaction {5}
40  DF  .~.~.~> Bill distribution or payment
41  DF  .~.~.~> Having programming of a portable memory device (e.g., IC card, "electronic purse")
42  DF  .~.~.~> Remote banking (e.g., home banking) {1}
44  DF  .~.~.~> Requiring authorization or authentication
45  DF  .~.~.~> With paper check handling

DEFINITION

Classification: 705/39

Including funds transfer or credit transaction:

(under subclass 35) Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.

(1)

Note. The accounts may be of the same or different

individuals or entities.

SEE OR SEARCH CLASS

902, Electronic Funds Transfer, appropriate subcollections for a cross-reference art collection of disclosures of electronic funds transfer without significant claimed data processing.